INVESTMENT LOAN

Investment Loan

An Investment Loan is designed for those looking to buy property to generate rental income or capital growth. If you're planning to build wealth through real estate investment, this loan can help you get there.

Why Choose an Investment Loan?

Tax Deductible Interest

Interest on investment loans is generally tax-deductible, making it more affordable to own and manage investment properties.

Interest-Only Repayments

Investors often benefit from interest-only loans, reducing their monthly outgoings while focusing on capital growth.

Equity Utilization

Use the equity in your existing property portfolio to fund new investments, allowing you to expand with minimal upfront cash.

Benefits of Investment Loans

Capital Growth

Property values generally appreciate over time, offering long-term financial growth.

Interest Deductibility

Interest paid on an investment loan is usually tax-deductible, potentially lowering your taxable income

Rental Income

Properties purchased under an investment loan can generate rental income, which can help cover your mortgage repayments.

Eligibility for Full Doc vs. Low Doc Loans

Full Doc Loans

Required for investors with stable, verifiable income streams. This type of loan typically offers lower interest rates and favorable terms.

Low Doc Loans

Investment Low Doc loans are an option for self-employed individuals, investors with multiple properties, or those whose income is harder to verify through standard documentation. Keep in mind that interest rates may be higher compared to Full Doc loans.